Compare lenders in real time, get your personalised rate in under 3 minutes, and apply online: no call centres, no paperwork.BrokerFi + is an online car loan comparison website helping Australians access new and used car finance. Our automated platform compares lenders in real time, delivers your personalised rate in under 3 minutes, and processes your full application online: no call centres, no paperwork.
Won't impact your credit score
Car finance options
Whether you are buying your first car, upgrading your family car, refinancing an existing loan or purchasing a vehicle for business use, BrokerFi + connects you with a licensed broker who compares car loan options and helps you understand the numbers before you apply.
For customers comparing finance options for a new vehicle purchase.
Learn moreFor customers purchasing a used car from a dealer or private seller.
Learn moreFor customers wanting to review their current car loan structure or repayments.
Learn moreFor business owners, sole traders and ABN holders purchasing a work vehicle.
Learn moreOur process
A simple process designed to help you compare options, understand the numbers and apply with confidence.
Use our quick calculator to tell us your loan type, amount, purpose and situation. It only takes a couple of minutes.
Based on your enquiry, we match you with a specialist finance broker suited to your loan type and circumstances.
Your broker reviews finance options from across our panel of lenders and presents suitable choices with repayments, fees and loan details upfront.
Happy with an option? Your broker helps you complete a full application and manages it through to approval and settlement.
Broker guidance
A car loan is not just about finding the lowest advertised rate. The right finance option depends on the vehicle, loan amount, loan term, fees, flexibility, lender requirements and your overall situation. BrokerFi + connects you with a licensed broker who does the comparing for you.
Understand repayments, fees, loan terms and conditions before you proceed.
Your matched broker reviews finance options based on your profile, vehicle and loan purpose.
We help structure your enquiry before any formal application is submitted.
From enquiry through to approval and settlement, you have broker support along the way.
Understanding rates
Your credit score is the strongest factor in the rate a lender offers you. The higher your score, the more competitive the rate you’re likely to receive. Lenders also look at stability, including how long you’ve been in your current job and at your current address, and whether you own your home. Whether the loan is for a new or used vehicle matters too, with new cars generally attracting lower rates than used models.
Beyond your credit score, lenders look at what’s on your credit file, including how reliably you’ve repaid previous loans and credit cards. Any use of payday loans is generally viewed as high risk and can affect both your approval chances and the rate you’re offered. A clean repayment history can significantly improve both your chances of approval and the rate you’re offered.
Loan details
Your matched broker compares car finance options across a panel of lenders, with loan structures and features built around your vehicle, budget and goals.
Finance options for both brand-new and pre-owned cars.
Loan amounts range from $5,000 to $200,000+.
Tailored solutions for company vehicles and fleet purchases.
Flexible repayment options from 1 to 7 years - choose what fits your plan.
Available on select loan types if you want to pay off your loan sooner.
Finance options may be available across a range of credit histories.
Real wins
We've helped Australians find the right loan for their situation.
1000+
Customers helped
40+
Lenders on the panel
$110,000M+
Loans compared
3 min
To get started
“Exceptional customer service and they really look after you every step of the process highly recommend using them again.”
Sebastian
Verified Google Review
“Easy to deal with, punctual, quick results sorted in 1-2 days, got us a great deal and is helping out with our other loans currently to get a better deal.”
Bradley
Verified Google Review
“So glad I decided to use brokerfi exceptionally good service made it very easy to apply thank you for all your hard work.”
Dean
Verified Google Review
Helpful answers
A car loan is a type of personal loan used to finance the purchase of a vehicle. You borrow a set amount and repay it over an agreed term, usually with fixed monthly repayments and a fixed or variable interest rate. Through BrokerFi +, you are matched with a licensed broker who compares options across a panel of lenders to find a loan structure that suits your vehicle, budget and situation.
BrokerFi Plus is a trading name of BrokerFi Pty Ltd (ABN 97 693 051 160), a credit representative (Credit Representative Number 575397) of Access Lending Group Pty Ltd (Australian Credit Licence Number 531308). BrokerFi provides credit assistance and acts as a finance broker; we are not a lender.
Loan terms: Repayment periods range from a minimum of 1 year to a maximum of 7 years.
Interest rates: Rates available through our lender panel range from 5.95% p.a. to a maximum of 22.99% p.a. (maximum comparison rate 25.60% p.a., based on a $30,000 loan over 5 years including applicable fees). The rate offered depends on the lender, the loan and your individual circumstances.
Representative example: A $30,000 loan over a 5-year term at an interest rate of 8.95% p.a. (comparison rate 11.37% p.a.) would have monthly repayments of $630.02 and a total amount payable of $39,066.37. This includes $7,321.37 in interest and $1,745.00 in fees (a $770 broker fee, a $495 lender establishment fee, and $8 monthly account fees). WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different loan amounts, terms or fees may result in a different comparison rate.
Rates, fees, repayments and approval are subject to individual lender assessment and your circumstances. Loan approval is not guaranteed. This information is general in nature and does not take into account your objectives, financial situation or needs. Consider whether it is appropriate for you and read the relevant lender’s terms and conditions before making any decision.